• 2006 •

Pinto, M.B., Mansfield , P.M., & Crane, J. Credit Card Usage Among Intellectually Disabled Citizens: An Exploratory Study. Submitted for publication consideration , (2006).

• Sample: n = 37 Nonrandom purposive sample of Intellectually Disabled Citizens recruited through a local agency that provides supportive living services.
• Participants were assessed on two criteria: (1) basic credit knowledge and (2)the degree to which credit card companies were solicitating to them.
• Results provided an interesting relationship; even though most participants indicated that they understood the items in the ‘basic credit knowledge' set, when asked to explain what the item was only a very small percentage actually could.
• Results also indicated that participants are being solicited to by credit card companies.
• Overall, the study demonstrates a lack of understanding by the Intellectually Disabled population concerning credit card usage and provided a plethora of future research questions and public policy implications.

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